:root{--navy:#1F3A93;--navy-d:#162a6b;--gold:#CBA135;--off:#F8F5F2;--taupe:#DAD2C8;--char:#4A4A4A;--white:#fff;--r:14px;--shadow:0 6px 22px rgba(22,42,107,.08)}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:var(--off);color:var(--char);font:400 17px/1.65 "Open Sans",Lato,system-ui,sans-serif;overflow-x:hidden}
img{max-width:100%;height:auto;display:block}
a{color:var(--navy);text-underline-offset:3px}
a:hover{color:var(--navy-d)}
h1,h2,h3{font-family:"Playfair Display","Libre Baskerville",Georgia,serif;color:var(--navy);line-height:1.2;margin:0 0 .5em}
h1{font-size:clamp(2rem,6.5vw,3.1rem);font-weight:700}
h2{font-size:clamp(1.5rem,4.6vw,2.05rem);font-weight:700;margin-top:0}
h3{font-size:1.2rem;font-weight:700}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 20px}
.narrow{max-width:820px}
.sr{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:-999px;top:0;background:var(--navy);color:#fff;padding:10px 14px;z-index:99}
.skip:focus{left:10px}
/* header */
.site-header{background:var(--off);border-bottom:1px solid var(--taupe);position:sticky;top:0;z-index:50}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:68px;flex-wrap:wrap}
.brand{display:flex;align-items:center;gap:10px;text-decoration:none;color:var(--navy)}
.brand img{width:46px;height:46px;object-fit:contain}
.brand-txt{font-family:"Playfair Display",Georgia,serif;font-weight:700;font-size:1.12rem;line-height:1.05}
.brand-txt small{display:block;font-family:"Open Sans",sans-serif;font-weight:600;font-size:.68rem;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-top:3px}
.nav-btn{display:inline-flex;align-items:center;gap:8px;border:1.5px solid var(--navy);border-radius:999px;padding:7px 14px;font-weight:700;font-size:.9rem;color:var(--navy);cursor:pointer;user-select:none}
.nav-btn .bars{width:16px;height:2px;background:var(--navy);position:relative}
.nav-btn .bars:before,.nav-btn .bars:after{content:"";position:absolute;left:0;width:16px;height:2px;background:var(--navy)}
.nav-btn .bars:before{top:-5px}.nav-btn .bars:after{top:5px}
.main-nav{display:none;width:100%;padding:4px 0 14px}
#nav-toggle:checked ~ .main-nav{display:block}
#nav-toggle:focus-visible + .nav-btn{outline:3px solid var(--gold);outline-offset:2px}
.main-nav ul{list-style:none;margin:0;padding:0;display:flex;flex-direction:column;gap:2px}
.main-nav a{display:block;padding:11px 6px;text-decoration:none;font-weight:600;color:var(--navy);border-bottom:1px solid var(--taupe)}
.main-nav a[aria-current="page"]{color:var(--gold)}
.main-nav .cta-link{background:var(--navy);color:#fff;border-radius:999px;text-align:center;margin-top:10px;border:0}
@media(min-width:960px){
 .nav-btn{display:none}
 .main-nav{display:block!important;width:auto;padding:0}
 .main-nav ul{flex-direction:row;align-items:center;gap:4px}
 .main-nav a{border:0;padding:8px 11px;font-size:.95rem}
 .main-nav a:hover{color:var(--gold)}
 .main-nav .cta-link{margin:0 0 0 8px;padding:9px 18px}
 .main-nav .cta-link:hover{background:var(--navy-d);color:#fff}
}
/* buttons */
.btn{display:inline-block;background:var(--navy);color:#fff;text-decoration:none;font-weight:700;padding:13px 22px;border-radius:999px;border:2px solid var(--navy);text-align:center;line-height:1.2;cursor:pointer;font-size:1rem}
.btn:hover{background:var(--navy-d);color:#fff}
.btn.gold{background:var(--gold);border-color:var(--gold);color:var(--navy-d)}
.btn.gold:hover{background:#b98f27;color:var(--navy-d)}
.btn.ghost{background:transparent;color:var(--navy)}
.btn.ghost-light{background:transparent;color:#fff;border-color:#fff}
.btns{display:flex;flex-wrap:wrap;gap:10px}
/* hero */
.hero{padding:34px 0 30px}
.hero-grid{display:grid;gap:24px;align-items:center}
.kicker{font-size:.78rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--gold);margin:0 0 .6em}
.lead{font-size:1.12rem}
.hero-photo{margin:0;max-width:280px;justify-self:center}
@media(min-width:820px){.hero-photo{max-width:340px}}
.hero-photo img{border-radius:18px;box-shadow:var(--shadow);border:5px solid #fff;aspect-ratio:46/56;object-fit:cover}
.hero-photo figcaption{font-size:.86rem;text-align:center;margin-top:8px;color:var(--char)}
@media(min-width:820px){.hero{padding:56px 0 46px}.hero-grid{grid-template-columns:1.3fr .9fr;gap:48px}.hero-photo{justify-self:end}}
/* sections */
.section{padding:40px 0}
.section.alt{background:#fff}
.section.navy{background:var(--navy);color:#eef1fa}
.section.navy h2,.section.navy h3{color:#fff}
.section.navy a{color:#fff}
.gold-rule{width:64px;height:3px;background:var(--gold);border:0;margin:0 0 18px}
/* cards */
.grid{display:grid;gap:16px}
@media(min-width:640px){.grid.c2,.grid.c3,.grid.c4{grid-template-columns:1fr 1fr}}
@media(min-width:960px){.grid.c3{grid-template-columns:repeat(3,1fr)}.grid.c4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--taupe);border-radius:var(--r);padding:20px;box-shadow:var(--shadow)}
.card h3{margin-bottom:.35em}
.card p:last-child{margin-bottom:0}
.city-card{display:flex;flex-direction:column;text-decoration:none;color:var(--char);transition:transform .15s,border-color .15s}
.city-card:hover{transform:translateY(-2px);border-color:var(--gold);color:var(--char)}
.city-card .side{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold)}
.city-card h3{font-size:1.35rem;margin:.2em 0 .4em}
.city-card .facts{display:flex;gap:16px;margin:.2em 0 .7em;flex-wrap:wrap}
.city-card .facts b{display:block;font-size:1.15rem;color:var(--navy)}
.city-card .facts span{font-size:.75rem}
.city-card p{font-size:.93rem;flex:1}
.city-card .go{font-weight:700;color:var(--navy);font-size:.92rem}
.tool-card .tag{display:inline-block;font-size:.72rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;background:var(--off);color:var(--navy);border:1px solid var(--taupe);border-radius:999px;padding:3px 10px;margin-bottom:10px}
/* breadcrumbs */
.crumbs{font-size:.84rem;padding-top:14px;padding-bottom:10px}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li:before{content:"›";margin-right:6px;color:var(--gold)}
/* city page */
.city-hero{padding:18px 0 28px}
.statbar{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:20px 0 6px}
@media(min-width:720px){.statbar{grid-template-columns:repeat(4,1fr)}}
.stat{background:#fff;border:1px solid var(--taupe);border-left:4px solid var(--gold);border-radius:10px;padding:12px 14px}
.stat b{display:block;font-family:"Playfair Display",Georgia,serif;font-size:1.45rem;color:var(--navy);line-height:1.15}
.stat span{font-size:.78rem;line-height:1.3;display:block}
.src{font-size:.8rem;color:#6b6b6b;line-height:1.5}
.src a{color:#555}
.updated{font-size:.85rem;color:#6b6b6b}
.jump{display:flex;gap:8px;overflow-x:auto;padding:4px 0 10px;margin:14px 0 0;-webkit-overflow-scrolling:touch;scrollbar-width:thin}
.jump a{flex:0 0 auto;font-size:.84rem;font-weight:600;text-decoration:none;background:#fff;border:1px solid var(--taupe);border-radius:999px;padding:6px 13px;white-space:nowrap}
.jump a:hover{border-color:var(--gold)}
.block{padding:30px 0;border-top:1px solid var(--taupe)}
.block:first-of-type{border-top:0}
.block h2{scroll-margin-top:90px}
.tbl{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;margin:0 0 10px;border-radius:10px;border:1px solid var(--taupe);background:#fff}
table{border-collapse:collapse;width:100%;font-size:.93rem}
th,td{padding:10px 12px;text-align:left;border-bottom:1px solid #ece6df;vertical-align:top}
th{background:var(--navy);color:#fff;font-weight:600;font-size:.85rem}
tr:last-child td{border-bottom:0}
td.num{font-weight:700;color:var(--navy);white-space:nowrap}
.kv{display:grid;gap:12px}
@media(min-width:720px){.kv{grid-template-columns:1fr 1fr}}
.pill-list{list-style:none;padding:0;margin:0 0 1em;display:flex;flex-wrap:wrap;gap:8px}
.pill-list li{background:#fff;border:1px solid var(--taupe);border-radius:999px;padding:6px 14px;font-size:.92rem;font-weight:600;color:var(--navy)}
ul.dots{padding-left:1.15em;margin:0 0 1em}
ul.dots li{margin-bottom:.35em}
.pc{display:grid;gap:16px}
@media(min-width:760px){.pc{grid-template-columns:1fr 1fr}}
.pc .card h3{display:flex;align-items:center;gap:8px}
.pc ul{margin:0;padding-left:1.1em}
.pc li{margin-bottom:.6em}
.pc .pros{border-top:4px solid var(--navy)}
.pc .cons{border-top:4px solid var(--gold)}
.callout{background:#fff;border:1px solid var(--taupe);border-left:5px solid var(--gold);border-radius:10px;padding:16px 18px;margin:14px 0}
.callout.taupe{background:#efe9e2}
.callout h3{font-size:1.05rem;margin-bottom:.3em}
.callout p:last-child{margin-bottom:0}
.faq details{background:#fff;border:1px solid var(--taupe);border-radius:10px;margin-bottom:10px}
.faq summary{cursor:pointer;padding:15px 44px 15px 16px;font-weight:700;color:var(--navy);list-style:none;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"+";position:absolute;right:16px;top:10px;font-size:1.5rem;color:var(--gold);font-weight:400}
.faq details[open] summary:after{content:"–"}
.faq .ans{padding:0 16px 14px}
.faq .ans p{margin:0}
.video{margin:0 0 14px}
.yt{position:relative;display:block;width:100%;aspect-ratio:16/9;border-radius:12px;overflow:hidden;background:#000;border:0;padding:0;cursor:pointer}
.yt img{width:100%;height:100%;object-fit:cover;opacity:.92}
.yt .play{position:absolute;left:50%;top:50%;width:68px;height:48px;transform:translate(-50%,-50%);background:rgba(31,58,147,.92);border-radius:12px}
.yt .play:after{content:"";position:absolute;left:27px;top:14px;border-style:solid;border-width:10px 0 10px 17px;border-color:transparent transparent transparent #fff}
.yt:hover .play{background:var(--gold)}
.yt iframe{position:absolute;inset:0;width:100%;height:100%;border:0}
.video figcaption{font-size:.88rem;margin-top:6px}
.cta-grid{display:grid;gap:14px}
@media(min-width:760px){.cta-grid{grid-template-columns:repeat(3,1fr)}}
.cta-card{background:var(--navy);color:#eef1fa;border-radius:var(--r);padding:20px;display:flex;flex-direction:column}
.cta-card h3{color:#fff}
.cta-card p{flex:1;font-size:.95rem}
.cta-card .btn{align-self:flex-start}
/* form */
.lead-box{display:grid;gap:22px;background:#fff;border:1px solid var(--taupe);border-radius:18px;padding:22px;box-shadow:var(--shadow)}
@media(min-width:860px){.lead-box{grid-template-columns:.9fr 1.1fr;padding:32px;gap:34px}}
.lead-box ul{padding-left:1.1em;margin:0 0 1em}
.form-grid{display:grid;gap:12px}
@media(min-width:560px){.form-grid{grid-template-columns:1fr 1fr}.form-grid .full{grid-column:1/-1}}
label{display:block;font-weight:600;font-size:.9rem;color:var(--navy);margin-bottom:4px}
input,select{width:100%;font:inherit;font-size:16px;padding:11px 12px;border:1.5px solid #cfc6bb;border-radius:10px;background:#fff;color:var(--char)}
input:focus,select:focus{outline:3px solid rgba(203,161,53,.45);border-color:var(--gold)}
.fine{font-size:.78rem;color:#6b6b6b;margin:6px 0 0}
.hp{display:none}
/* footer */
.site-footer{background:var(--navy-d);color:#dfe4f3;padding:36px 0 26px;font-size:.92rem}
.site-footer a{color:#fff}
.ft{display:grid;gap:24px}
@media(min-width:820px){.ft{grid-template-columns:1.1fr 1fr 1fr}}
.ft-logo{background:var(--off);border-radius:14px;padding:8px;width:132px}
.ft h3{color:#fff;font-size:1rem;letter-spacing:.04em;margin-bottom:.6em}
.ft ul{list-style:none;padding:0;margin:0}
.ft li{margin-bottom:6px}
.legal{border-top:1px solid rgba(255,255,255,.18);margin-top:24px;padding-top:18px;font-size:.82rem;color:#c5cbe0}
.eho{display:inline-flex;align-items:center;gap:8px;font-weight:700;color:#fff}
.eho svg{width:26px;height:26px}
.prose{max-width:760px}
.thanks-box{background:#fff;border:1px solid var(--taupe);border-radius:18px;padding:28px;box-shadow:var(--shadow);margin:34px auto;max-width:720px;text-align:center}
.thanks-box img{width:120px;margin:0 auto 10px}
td .sub{display:block;font-size:.78rem;color:#6b6b6b;font-weight:400;margin-top:2px}
@media(max-width:560px){th,td{padding:9px 10px}table{font-size:.88rem}td.num{white-space:normal}}
/* ---------- blog ---------- */
.blog-hero{background:var(--navy);color:#eef1fa;padding:34px 0 38px;border-bottom:6px solid var(--gold)}
.blog-hero h1{color:#fff;font-size:clamp(1.9rem,5.2vw,3rem);max-width:820px}
.blog-hero .lead{color:#dfe4f3;max-width:700px}
.blog-hero .btns{margin-top:16px}
.post-card{display:flex;flex-direction:column;padding:0;overflow:hidden;text-decoration:none;color:var(--char)}
.post-card img{width:100%;height:auto;aspect-ratio:16/9;object-fit:cover;display:block}
.post-card .pc-body{padding:16px 18px 18px;display:flex;flex-direction:column;flex:1}
.post-card h2{font-size:1.22rem;margin:.2em 0 .4em}
.post-card p{margin:0 0 .7em;font-size:.95rem}
.post-card .go{margin-top:auto;font-weight:700;color:var(--navy)}
.post-card:hover h2,.post-card:hover .go{color:var(--navy-d);text-decoration:underline;text-decoration-color:var(--gold)}
.pc-meta{display:flex;flex-wrap:wrap;gap:8px;align-items:center;font-size:.82rem!important;color:#6b6b6b}
.chip{display:inline-block;border:1.5px solid var(--gold);color:var(--navy);border-radius:999px;padding:2px 10px;font-weight:700;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase}
.ctags{display:flex;flex-wrap:wrap;gap:6px}
.ctag{background:#efe9e2;color:var(--navy);border-radius:6px;padding:2px 8px;font-size:.78rem;font-weight:600}
.post-feature{margin-bottom:22px}
@media(min-width:860px){.post-feature .post-card{flex-direction:row}.post-feature .post-card img{width:56%;aspect-ratio:16/9}.post-feature .pc-body{padding:26px 28px}.post-feature h2{font-size:1.7rem}}
.post-head{padding-top:6px}
.post-head h1{font-size:clamp(1.8rem,5vw,2.6rem)}
.post-meta{font-size:.9rem;color:#6b6b6b}
.post-video,.post-hero-img{margin:6px 0 22px}
.post-hero-img{width:100%;height:auto;border-radius:12px}
.post-body{font-size:1.06rem;line-height:1.72}
.post-body h2{font-size:1.6rem;margin:1.5em 0 .5em;padding-bottom:6px;border-bottom:3px solid var(--gold);display:inline-block}
.post-body h3{font-family:"Open Sans",sans-serif;font-weight:700;font-size:1.12rem;margin:1.3em 0 .4em}
.post-body ul,.post-body ol{padding-left:1.25em}
.post-body li{margin:.25em 0}
.post-body strong{color:var(--navy-d)}
.post-body blockquote{font-family:"Playfair Display",serif;font-style:italic;color:var(--navy);background:var(--taupe);border-left:6px solid var(--gold);margin:1em 0;padding:16px 20px;border-radius:0 10px 10px 0}
.post-body table{border-collapse:collapse;width:100%;min-width:520px;font-size:.94rem}
.post-body th{background:var(--navy);color:#fff;text-align:left;padding:10px}
.post-body td{padding:9px 10px;border-top:1px solid var(--taupe)}
.post-body .faq{margin-top:8px}
.post-cta{margin:22px 0}
.author-box{display:flex;gap:18px;align-items:flex-start;background:#fff;border:1px solid var(--taupe);border-top:4px solid var(--gold);border-radius:14px;padding:20px;margin:22px 0 14px;box-shadow:var(--shadow)}
.author-box img{border-radius:50%;width:96px;height:96px;flex:0 0 96px;object-fit:cover;border:3px solid var(--gold)}
.author-box h2{font-size:1.4rem;margin:0 0 .3em}
.author-box p{margin:0 0 .6em}
.ab-links{font-weight:600;font-size:.95rem}
@media(max-width:520px){.author-box{flex-direction:column}.author-box img{width:84px;height:84px;flex-basis:84px}}
@media(min-width:760px){.post-cta.cta-grid{grid-template-columns:1fr 1fr}}